If you need to send remittances to Poland, look no further than our guide below. Continue reading to discover the best ways to transfer money to Poland, including:
- How to get the best exchanges rates and pay the lowest fees.
- How to send large amounts of money to Poland.
- What information you need before the transfer.
Polish diaspora around the world
As recently as ten years ago, around 2.8 million Polish-born people lived in EU countries other than Poland, including the UK (pre-Brexit), Germany and France. An estimated half a million Polish expats also resided in the US in addition to the 10 million Americans of Polish descent. Nowadays, large groups of Polish emigrants extend further afield to places such as Brazil and Canada.
From London to Chicago, the Polish diaspora has been settling down and bringing their unique Polish culture to other countries for decades now. All this means there’s a continuing demand for remittances services to send money back to loved ones in Poland.
Remittances in Poland
The official currency of Poland is the Polish złoty, represented by the “PLN” abbreviation or the “zł” symbol. Thanks to modern technology, there are now more options for sending remittances in multiple currencies directly to locations all over the country, including Krakow and Warsaw.
In Poland, remittances in other currencies such as euros (EUR), Swiss francs (CHF) and US dollars (USD) are also popular. Regardless of which currency your loved ones receive, it’s essential to know the best ways to send money back home.
Get the best exchange rates when you send remittances to Poland
Exchange rates are an essential part of every money transfer. A fair exchange rate can make a massive difference to the amount of Polish złoty (PLN/zł) transferred to your recipient. Azimo’s rate alert feature will tell when GBP to PLN or EUR to PLN exchange rates are at their best, i.e. the ideal time to make a transfer.
So imagine you’re sending money from the UK to Poland and £1 = 5.14 zł. You can then set up a rate alert when £1 = 6.25 zł meaning you’ll never miss out on your ideal exchange rate.
|Did you know? The word for ‘dog’ in Polish is ‘pies’, which can make a trip to an English supermarket interesting, to say the least. Keen to know more? Discover more quirky things about living in the UK as a Polish national.|
Pay the lowest fees on money transfers to Poland
After you’ve found a great rate, you’ll need to complement it with the lowest fees to get the cheapest international money transfers. However, when shopping around for the lowest fees, always consider the transfer’s total cost.
That’s because many banks and money transfer companies advertise tempting “zero-fee or commission” transfers. Usually, offers like these are hiding poor exchange rates. And when you accept an unfavourable exchange rate, money transfer providers pocket the difference. Read our article about the mid-market rate to understand how this works.
Find out the actual cost of a money transfer by doing a bit of research. Sometimes you’ll discover that paying a fee or commission gets you a better overall deal and more money for your recipient.
Transfer money to Poland securely
When you’re sending money to Poland, use a trusted money transfer service.
Protect your money by choosing money transfer providers with 3-D Secure technology systems. Innovative security technology such as MasterCard SecureCode, Verified by Visa and CyberSource means you can rest assured that your transfer is in safe hands.
Send money to Poland with Azimo
When it comes to transferring money online to Poland, Azimo is a market leader in terms of cost, speed and safety.
Unlike some of its main competitors, Azimo’s pricing structure is clear and straightforward. You always get a great exchange rate and only pay a single, low, transparent fee. That means you’re usually getting the best overall deal compared to banks and other digital providers.
Get fast transfers to Poland, all securely encrypted with bank-level security.
What information you need to send money to Poland with Azimo
You can send money to Poland with Azimo by either bank deposit, mobile top-up or SWIFT transfer. To transfer money to Poland, you’ll need the following information:
- Your recipient’s 26-digit bank account number.
- Their full name, address and phone number.
- Your recipient’s IBAN number (SWIFT transfers only). Your recipient can find their account IBAN on a bank statement or online banking.
|Top tip: Every country’s IBAN structure is different, but it always starts with a 2-digit country code. Poland’s code is PL.|
How to send large amounts of money to Poland
If you’re looking for the best way to transfer money to Poland, you’ll be better off sending it online. If you’re sending a large payment like a house deposit, send it with Azimo.
When you register with Azimo, your first two transfers (five for Azimo Business) are fee-free. The first of your fee-free transfers also comes with a special, introductory exchange rate. All this makes your first transfer the perfect time to send a large amount of money to Poland.
After that, use the award-winning Azimo app to set up currency alerts for the Polish złoty, so you always know the best times to send money.
How to send money to Poland as a mobile top-up
Mobile top-up is a feature available exclusively on the Azimo app. You can top up the recipient’s mobile phone from wherever you are, giving them minutes for phone calls and text messages.
Top-ups are especially helpful for those extended long-distance chats with loved ones back home.
When using the mobile top-up feature:
- The Poland dialling code is +48, which is pre-selected in the app.
- Most Polish mobile numbers are nine digits long in the +48-AAA-BBB-CCC format.
Discover a faster, cheaper way to send money to family and friends in Poland. Download the Azimo app on iOS or Android and start transferring funds today. Get your first two transfers fee-free (five for Azimo Business customers) and at great exchange rates.