If you’ve just arrived in the UK, you’ll probably be staying temporarily with loved ones or in short-term accommodation. Consequently, proving where you live can be tricky, especially in the first few months. That’s because you won’t have bills or bank accounts registered in your name yet.
The situation is further complicated because you need proof of address to open a bank account and register for services like household utilities. Continue reading to discover more, including:
- How to get proof of address in the UK quickly.
- How to get proof of address in the UK without bills.
- Examples of proof of address.
Why you need proof of address
Providing proof of address helps banks, governments and other organisations prevent fraud and other criminal acts such as identity theft.
Your passport or birth certificate, along with a valid proof of address, is used to verify your identity, confirm your personal information and process your application for services and benefits such as:
- Opening a bank account.
- Signing up for household utilities.
- Registering to vote.
- Receiving state benefits.
- Obtaining a National Insurance number.
- Getting a mobile phone contract.
As you can see, proving where you live with a valid proof of address will help you quickly adapt to your new life in the UK.
Proof of address documents
Below is a list of the most common proof of address documents accepted by most government and private institutions in the UK:
- A recent bank statement.
- A valid UK driving license.
- An up-to-date credit card statement.
- A recent household utility bill.
- A council tax bill.
- An NHS or healthcare card.
- A tenancy or mortgage agreement/statement for your current residence.
*Up-to-date or recent usually means no older than three months.
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How to get proof of address in the UK quickly
If you’re new to the UK and need proof of address in a hurry, the best way could be to get a reference or address verification letter from your new employer or academic institution.
The common practice is to address the letter to, ‘To whom it may concern’ and state that the employer or institution in question can confirm that you live at the provided address.
The letter should be dated and also include:
- Your full name.
- The start date for work contracts.
- The start and end dates for academic courses.
- Contact information of the person or department writing the reference.
While not as widely accepted as bank statements or bills, a reference letter is a quick way of getting your name and new address on official correspondence. After that, it’s up to the individual organisation to decide whether it will accept your letter as proof of address.
How to get proof of address in the UK without bills
Proving where you live without any bills to your name can be difficult initially. However, if you’ve come to the UK to work, your employer could help you side-step this issue. That’s because you should have an employment contract, payslip or a P2 PAYE Coding Notice in your possession.
Whereas your employment contract and payslip come directly from your employer, you’ll receive your ‘P2’ from HM Revenue & Customs (HMRC).
You’ll receive a P2 every April 1st, i.e. at the start of the tax year, or when you start working in the UK. The good news is that a P2 can be used as proof of address when opening a bank account.
Do you need proof of address to use Azimo?
You don’t need proof of address to register with Azimo. However, as a regulated financial services organisation, we are sometimes required to verify certain information, including your address, to process a transfer.
If you do need to verify your address with Azimo, please provide a recent version of one of the following:
- A phone, electricity, water or gas bill.
- An official letter from a government or local authority.
- A bank statement.
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